Stormpay is one of those companies that has allowed Pyramid schemes in the past. Their T.O.S. claims the following:
17. Get Rich Quick" Schemes: Get Rich Quick Schemes are prohibited resell items by StormPay. Get Rich Quick schemes include any type of self-employment, start-up businesses, or investment opportunity where the claims of profit or returns on investment are unrealistic or unsupported. By law, if a business opportunity costs $500.00 USD or more, the promoter is required to support any claims regarding earnings or profits with written documentation.
Pyramids don't pay. StormPay Inc. and the Federal Trade Commission caution consumers about clubs or programs that promise quick money for recruiting new members. Don't bank on the pyramid promise that someone else will pay you. For more information on get-rich-quick schemes, visit the FTC at www.ftc.gov.
19. Activities not allowable. Your information and your activities, including payments and receipts of payments, through the StormPay service shall not:
1. Be fraudulent in nature.
2. Involve the sale of counterfeit or stolen items.
3. Be misleading, false, or inaccurate.
4. Infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy.
5. Consist of providing yourself a cash advance from your credit card or bank account, or helping others to do so.
6. Contain child pornography. StormPay does not permit the sale of photographs of children whether they are nude or otherwise. "StormPay will not tolerate ANY type of child exploitation"
7. You may not use StormPay to send or receive payments for any "adult" or "sexually oriented" materials or services. How does StormPay define "adult" or "sexually oriented" material? "Adult" or "sexually-oriented" material includes, but is not limited to: >Any visual representation of human genitals presented in such a manner as to suggest sexual activity;
Any visual representation of any form of sexual intercourse involving humans;
Any materials which require that individuals be eighteen (18) or older (depending on the jurisdiction) to view or purchase those materials;
Any non-textual materials clearly designed to sexually arouse the viewer/reader, including adult phone or audio services;
Any items which, because of their nature or because of the item description, appear to be designed for use in sexual/adult activity;
Escort services
Any items which depict human sexual characteristics in a degrading fashion;
Any item that portrays frontal nudity will normally be treated as "adult" material.
8. Be defamatory, trade libelous, unlawfully threatening or unlawfully harassing.
9. You may not use StormPay to send or receive payments for any form of multi-level marketing programs (including online payment randomizers), as well as matrix, pyramid and Ponzi schemes, "get rich quick" scheme, or other similar ventures.
10. Pyramid schemes, including Gifting Clubs and Ponzi schemes, involve the exchange of money in relation to the process of enrolling other people into the scheme. StormPay includes in its definition of "pyramid schemes" any system in which a hierarchy is created by people joining under others who joined previously, and in which those who join make payments to those above them in the hierarchy ("upline"). Pyramid schemes are prohibited as a form of investment fraud by federal laws and by the laws of each of the fifty individual states. StormPay considers online payment randomizers to be a type of pyramid scheme because the majority of commissions are paid for recruitment of new members, and typically operate by random placement within the program.
11. StormPay prohibits as a "matrix program" any business model that involves the exchange of money primarily for the purpose of being added to a waiting list for a product. In these instances, the individual at the top of the list receives the product only after a set number of people have joined below any other person.
12. Violate any law, statute, ordinance, contract or regulation, including, but not limited to, those governing financial services, consumer protection, unfair competition, anti-discrimination, or false advertising.
13. Contain any viruses, Trojan horses, worms, time bombs cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or other personal information.
14. Be related in any way to gambling and/or gaming activities, including but not limited to payment or the acceptance of payments for wagers, gambling debts or gambling winnings, regardless of the location or type of gambling activity (including online and offline casinos, sports wagering and office pools), with the exception of payments for gaming transactions that are expressly authorized by law in the jurisdiction of both the sender and the recipient of the payment.
15. Create liability for us or cause us to lose (in whole or in part) the services of our ISP's or other suppliers. If you use, or attempt to use the Service for purposes other than sending and receiving payments and managing your account, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your account will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available.
16. MONEY TRANSMISSION: StormPay.com is intended to use as a method to purchase or resell your products/services, and is not engaged in money transmission. Any account found using the service for any purpose other than purchase/sell use will be terminated.
17. StormPay reserves the right to determine at any time if StormPay wishes not to allow any activity which is not listed here.
This is actually news to me, as the last time I checked, they had a clause that stated something like "we are not responsible if you use our service for matrix/pyramid schemes".
This may also be of interest to you:
https://www.stormpay.com/stormpay/user/about_us.php?v=pp
Long story short, you should <a href="https://www.stormpay.com/stormpay/user/user_login.php?err=6&redirect=L3N0b3JtcGF5L3VzZXIvY2xhaW1zLnBocA==">file a complaint with Storm Pay</a>. Of that doesn't work, then start filing complaints with the agencies listed in our "File a Complaint" section.
-Merc